Hi Lovers
Great read. Nothing new but very much related to the most recent information share here.
The banker admits the note you give it does fund the loan and does have a cash value equal to that on the face of a note.
It can be deduced very easily that in this case the borrower is the one funding the loan cheque. You can deduce then who the source of credit is and that if your note can fund a loan it can fund your bank account debt free.